Planning Ahead

Kelly Howerton



Preneed and Aftercare Specialist

Kelly Howerton is a Preneed and After-Care Specialist at Halligan McCabe DeVries Funeral Directors, where she is dedicated to guiding individuals and families through some of life’s most important and sensitive decisions with compassion, clarity, and care. A funeral director since the late 1990s, Kelly has long felt called to serve families during their most difficult and vulnerable moments. She considers it a true honor to walk alongside families in their time of need—offering not only professional guidance, but genuine care and understanding. This firsthand experience has deeply shaped her passion for preplanning, as she has witnessed the emotional and financial burden that can fall on families who are unprepared. With a diverse professional background spanning healthcare marketing, public relations, leadership, and client services, Kelly brings a thoughtful and well-rounded approach to her work. She specializes in advanced funeral planning, Medicare and Medicaid education, and aftercare support—helping families not only prepare for the future, but also navigate the days and months following a loss. Her focus is always on education, ensuring families feel confident, informed, and supported every step of the way. Kelly is especially passionate about community outreach and education. Through workshops, small group discussions, and one-on-one conversations, she strives to make complex topics approachable while providing meaningful, compassionate guidance rooted in both knowledge and experience. Her faith plays a central role in both her life and her work. Kelly is a member of Immaculate Conception Catholic Church in Monmouth, Illinois, and she approaches her role with a servant’s heart—believing that caring for others during times of loss and planning is not just a profession, but a calling. Outside of work, Kelly enjoys golfing, cooking and baking, gardening, reading, singing, and playing guitar. She especially treasures time spent with her husband and their three teenage children, and supporting them in their activities while staying actively involved in her community. Kelly believes that thoughtful planning is one of the greatest gifts you can give your family—providing peace of mind, easing burdens, and honoring life with intention and dignity.

Kelly is also available to host free educational seminars for the community. The topics typically covered include:

  • Essentials of Estate Planning
  • Advanced Funeral Planning
  • Medicaid and Long-Term Care
  • Medicaid Spend-Down Strategies
  • Medicare Education

Why Should I Plan Ahead?

Not everyone likes to plan ahead, but pre-planning your funeral arrangements not only gives you peace of mind about your final wishes being honored, but alleviates some of the stress and burden your loved ones are going through as they experience the grief associated with the loss.

The staff of Halligan-McCabe-DeVries Funeral Home is happy to assist you with your funeral pre-needs by helping you make decisions about your funeral service in advance and guide you in helping eliminate some of the unnecessary stress brought on by a loved one’s death.

Secure Online Preplanning Form

SECURE PREPLANNING FORM

Benefits of Preplanning

Planning Ahead Lets Your Wishes Be Known

The death of a loved one often brings about unwarranted stress and turmoil among families. One family member wants one thing, while another family member wants something different. By planning ahead, you help prevent those disagreements by letting your family know what your wishes are and how you want your funeral service to be carried out and your business handled.

Planning Ahead Offers Peace of Mind

Our staff guarantees we will carry out the arrangements you want, just as you directed. Once the plans have been arranged, you and your family can rest easy knowing at the time of death, those uncomfortable decisions have been made. In a time when a family should be able to easily grieve, preplanning allows for that to happen.

Planning Ahead Offers Flexible Funding Options

When you preplan your funeral arrangements, there are more options when it comes to funding the funeral. A preneed insurance policy, life insurance policy or other payment options can all be arranged before the time of death. At the time of death, services must be paid in full, so having options ahead of time can also reduce other stress related to losing someone.

Planning Ahead Relieves The Burden From Family

Following the death of a loved one, there are more than 150 decisions that have to be made within the first day or two following the death. Those stressful decisions on top of the stress of grieving a loss can be eliminated by arranging your final wishes ahead of time. If those decisions are made, your loved ones aren’t left wondering what you would have wanted and how they should proceed with funeral plans. With those decisions out of the way, your loved one can begin the healing process sooner.

Common Questions about Preplanning

  • What steps are involved in preparranging a funeral?

    The first step would be to write down your wishes. Indicate if you would prefer burial or cremation. Write down your ideas for the service you would like, cemetery choice, etc. If you've made those choices, or even if you're unsure, schedule a time to meet with our prearrangement counselor or one of our funeral directors who can explain the different service options, merchandise choices, as well as the different ways to prepay for the funeral.

  • What information do I need to prearrange a funeral?

    You'll need basic information about yourself or the person you are planning for, such as date of birth, marital status, parent's full names, etc. Besides the biological information, you'll need to choose burial or cremation, what type of service you'd like, what cemetery to use, etc. Our dedicated team will help you with this process and will save the information for when its needed.

  • Do I have to pay in advance?

    Preplanning is merely making your wishes known; however, most families who do this choose to pre-fund their funeral as well. Doing so will relieve the financial burden on your family and offers peace of mind to you.  The added benefit of funding your services is the funeral home guarentees its services and merchandise once its pre-paid.

  • Can I transfer my plans to or from another funeral home?

    If you have plans at another funeral home and would like to move them here, we will help you do that.  Just call us at 563-322-4438 and we will make all the neccessary steps to transfer your prearrangement at no additional cost to you.